Chapter 17Advanced~10 min

Why profit and cash differ

Receivables, inventory and working capital create the gap.

Profit and cash are measured differently. Profit uses accrual accounting: revenue is recorded when it is earned and expenses when they are incurred, whether or not cash has moved. Cash flow records money only when it actually changes hands.

Timing differences are the whole story

Receivables: a company sells goods on credit in March and records the revenue immediately. But the customer may pay in June. Profit rises in March; cash arrives later.

Inventory: a company pays cash for stock in January, but does not sell it until April. The cash has left, yet profit is only recorded when the sale happens.

Payables: a company receives goods in February and records the expense, but pays the supplier in April. The expense reduces profit now, while the cash leaves later — which actually helps cash in the short term.

Cash flow from operations = Net profit + non-cash expenses − increase in working capital

This bridges the profit figure to the cash the business actually generated.

Working capital is the bridge

Working capital is current assets minus current liabilities — mostly receivables, inventory and payables. When working capital grows, cash is being tied up; when it shrinks, cash is released. This is why a rise in working capital reduces operating cash flow.

Why profit and cash flow differ

Sell on credit and you can record revenue now while the cash arrives much later.

800
40
500
80

Accounting view

₹220 Cr

Revenue 800 − expenses 580

Profit is recorded as soon as the sale is made, whether or not cash has arrived.

Cash view

₹-180 Cr

Collected 320 − paid 500

Depreciation is subtracted from profit, but no cash actually left the business.

Difference between profit and cash

₹400 Cr

Stuck in receivables

₹480 Cr

Sales recorded but not yet collected

Profit is recorded when the sale happens (accrual accounting). Cash is recorded when money actually moves. Neither is “wrong” — but a business survives on cash, so the gap between the two deserves attention.
Change the working capital line and watch profit stay put while cash flow moves.
Growth often consumes cash. A company selling more must usually hold more inventory and carry more receivables, so a fast-growing, profitable business can still need outside funding.

Key takeaways

  • Profit uses accrual accounting; cash flow records actual money movement.
  • Receivables, inventory and payables are the main timing differences.
  • An increase in working capital reduces operating cash flow.
  • Fast growth can consume cash even when profits are healthy.

Check your understanding

Every answer comes with an explanation — the goal is understanding, not a score.

Question 1 / 30%

A company reports a net profit of ₹100 crore, depreciation of ₹30 crore and an increase in working capital of ₹40 crore. What is its operating cash flow?

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